Medical Gap Cover

Avoid unexpected medical bills with cover of up to 600% of medical aid rates.

Check Your Eligibility

Don’t get caught off guard by medical bills.

Check Your Eligibility

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Gap cover is a short-term insurance product and does not replace membership of a registered medical scheme.

Why Gap Cover Matters

Even if you have medical aid, specialists often charge significantly more than medical aid scheme rates. This can leave you responsible for large unexpected medical bills.

What Your Cover Includes

  • Cover of up to 600% of medical aid rates
  • Up to R220 000 in gap cover per year
  • Up to R10 000 casualty cover
  • 24-hour telephonic trauma counselling

Exact benefits, limits, and waiting periods depend on the product and insurer—your consultant will confirm the details.

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Independent & impartial

We focus on products that fit your medical aid and family needs.

Clear comparisons

Understand limits, waiting periods, and exclusions before you commit.

Regulated products

We work with short-term insurance gap products issued by licensed insurers.

Ongoing support

Questions about claims or upgrades—we’re here to help.